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FDP Forum / Moe's Tavern (_8^(I) / Gnarly Crash in my VW Bug

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Fenderookie
Contributing Member
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Troy, IL

Sep 14th, 2017 05:24 PM   Edit   Profile   Print Topic   Search Topic

Ouch..........the bug is a bit smashed up as well.

Prayers for a painless, and speedy recovery. I've busted up ribs and sternum before, I know how miserable they are.

Prayers for your comfort.....


mfitz804
Contributing Member
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Staten Island, NY

Godzilla the Thread Killa
Sep 14th, 2017 05:36 PM   Edit   Profile   Print Topic   Search Topic

"You are going after her insurance company not her"

Exactly right. At the end of the day, the responsible party is unaffected, save for a possible increase in rates, which is coming whether you sue or not. An "at fault" accident raises your rates whether they pay out or not.

SandBagger
Contributing Member
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Texas

Enjoy Every Popsicle
Sep 14th, 2017 07:15 PM   Edit   Profile   Print Topic   Search Topic

"My dad's a television repair man. He has an ultimate set of tools....."

littleuch
Contributing Member
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*****

Florida

Sep 14th, 2017 07:19 PM   Edit   Profile   Print Topic   Search Topic

Speaking of Bug crashes, I'm reminded of a co-worker of mine who had a nasty horizontal scar across his forehead. Moe (Moises) did a head plant into his windshield after a collision in his VW. He told me when he regained consciousness a paramedic had his hand up inside his forehead feeling around for glass. Yeowwwwch.

Strato Dis aster
Contributing Member
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USMC Retired in ENC

The Devil said, "But it's a dry heat"
Sep 16th, 2017 11:10 AM   Edit   Profile   Print Topic   Search Topic

Ouch! Healing Moejo headed your way!

Chris Greene
FDP Host

Idaho, USA

Insert clever tagline here
Sep 16th, 2017 11:48 AM   Edit   Profile   Print Topic   Search Topic

Gato, sorry you're having to go through all of this. It's a reminder to take nothing for granted. Life can change in an instant.

On the insurance thing, a few years ago, we were rear ended on I-5 in CA. The other party was at fault (there happened to be a CHP cruiser who saw it). No one was hurt and the damage was relatively minor but still about a grand's worth of repair. My insurance company had nothing to do with it as we keep thousand dollar deductibles on our vehicles and I had to work with the other driver's company to settle. It was a nuisance but handled in a timely matter and we even got a rental car for a couple days on their dime.

digiboy

New York City

Sep 16th, 2017 11:53 AM   Edit   Profile   Print Topic   Search Topic

Glad you are OK. Those ol' beetles are a fun drive but in a crash, they're likely to get the worst of it.

I wonder what would happen in your case, or in any case for that matter, if both parties had the same insurance company.

Dadical
Contributing Member
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I am not a complete

idiot - I have several pieces missing!
Sep 16th, 2017 06:19 PM   Edit   Profile   Print Topic   Search Topic

Sorry you got busted up and your bug got totaled. Better than the other way I suppose.

Hope you heal up quick and right.

mfitz804
Contributing Member
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Staten Island, NY

Godzilla the Thread Killa
Sep 16th, 2017 08:01 PM   Edit   Profile   Print Topic   Search Topic

"My insurance company had nothing to do with it as we keep thousand dollar deductibles on our vehicles and I had to work with the other driver's company to settle. It was a nuisance but handled in a timely matter and we even got a rental car for a couple days on their dime."

Worst part of that process is, it usually takes more time. Which doesn't matter as much if the vehicle can be driven, but it's a huge PITA if you cannot, and you rely on the vehicle and don't have a replacement (check your policy, you may or may not have coverage for a rental).

Gato
Contributing Member
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Southern Calif

Sep 18th, 2017 06:59 AM   Edit   Profile   Print Topic   Search Topic

Something that hadn't occurred to me .... even though my bug was "totaled" I was still toying with the idea of a rebuild, but then read something that served as a wake up call:

Many insurance companies do not want to cover a vehicle that was restored from salvage. Too big a liability if that car was in another accident and the opposing insurance company latched onto the "salvage/restore" aspect, to attack the safety and reliability it. ("How do we know that damage wasn't the result of poor workmanship in the rebuild?")

Anyone in the FDP had experience in this area?

009
Contributing Member
*****

USA

Sep 18th, 2017 07:12 AM   Edit   Profile   Print Topic   Search Topic

I got into an accident with an older Lincoln Town Car, the insurance company "totaled" it. - it just wasn't worth repairing in their eyes. They offered "x" amount of dollars as compensation if I relinquished the car, and a lesser dollar amount if I wanted to keep the car -- with the understanding that I could not insure it for any sort of damage whatsoever. I was able to continue to get liability insurance, however, and I got the car repaired myself and used it for a couple of years, until I had to abandon it while on vacation.

mfitz804
Contributing Member
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*********

Staten Island, NY

Godzilla the Thread Killa
Sep 18th, 2017 07:40 AM   Edit   Profile   Print Topic   Search Topic

009's story is in line with my understanding of that situation. You'll still be able to get liability coverage but will have a difficult time getting collision coverage.

K4
Contributing Member
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USA

Fat people are hard to kidnap
Sep 18th, 2017 08:23 AM   Edit   Profile   Print Topic   Search Topic

Not sure if things have changed.

Years ago I restored a totaled 1970 Hemi Cuda.
I had to document every nut, bolt piece of metal and spec of dust.

Once fixed I got a clear title from the State.

catnineblue

LA , Calif

I try my best
Sep 18th, 2017 12:37 PM   Edit   Profile   Print Topic   Search Topic

Sounds really painful. Hope the healing process is Quick.

Sorry about the beetle. I had a 66.

I still have a 73 squareback as my only car. The last 2 days I replace the FI fuel pump with a different type since to old one is NLA and the few that are cost a fortune. Working on it left me with a real pain in my left lower leg making it close to impossible to walk.

In 2006 I was glanced by a red light runner who had AAA had a cab driver as a witness. AAA paid to have my car repaired and a months worth of rental. I was just barely moving since I just got the green light and he caught my right front bumper guard which caused damage through the bumper brackets sort of moving the front 1/2" to the left .

Your Bug seemed to be like new shape many VW owners who have proof of money investing in theirs restored have coverage.

Geico who is my ins will not sell me collision because they said if it was totaled I would not get enough to by an old lawn tractor.

insanecooker

Houston, TX

Sep 18th, 2017 12:49 PM   Edit   Profile   Print Topic   Search Topic

Sorry to hear about this.

TO be honest, I see this a cautionary tale in re: to classic cars. Main thing preventing me from driving something old is what could happen to the occupants in case of even relatively minor accidents.

Gato
Contributing Member
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Southern Calif

Sep 20th, 2017 06:38 AM   Edit   Profile   Print Topic   Search Topic

You know .... I really thought this accident was a "slam dunk": other driver found to be the sole cause of the crash. Badda-bing-budda-boom. But I have now entered the Twilight Zone of crash-ology.

I have retained an attorney to do the legal slogging, but would welcome FDP feedback.

Here's the deal.
First, the 79 year old driver who caused the crash went to the hospital. Two weeks later she is still in the hospital.
I'm being told that nothing can go forward until she is queried re: her insurance status, and that can't happen until she goes home. (Oh, and she speaks Chinese).

Second: turns out she was driving someone else's car. Does that owner have insurance? Unknown. No one wants to pursue that avenue until the driver's insurance status is handled.

I've had to rent a car in order for my wife to get me to doctor appointments ... who pays for that? My insurance company points to the other insurance company ..... you know .... the one that remains a mystery and may not exist.

At least I can thank my lucky stars that I have excellent health insurance that has covered all my injuries to date.

I'm retired, so I'm not missing work.

And I am SO glad I insisted my car be towed to my home. Can you imagine the daily storage fees it would be racking up at a tow yard while everything is in limbo? Because obviously it can't be evaluated by the "other" insurance adjuster until we find out if there is any insurance.

Anyone else had this much spaghetti to untangle in what had seemed at first to be so simple?




Leftee
Contributing Member
*******

VA

One foot on the brake, one on the GAS
Sep 20th, 2017 06:52 AM   Edit   Profile   Print Topic   Search Topic

My mom went through a similar mess back in the ‘90s. IIIRC it was never established that the at-fault party had insurance. The car was borrowed from an uncle and the driver ran from the scene, leaving his uncle’s car burning in the intersection. Driver was never found. From meeting with the uncle the police suspected the nephew was an illegal immigrant.

Mom’s insurance paid for everything in the end. And the next couple years was spent untangling her accident injuries from the rest of her medical situation.

R Wilco
Contributing Member
**********
*****

Texas

Sep 20th, 2017 10:14 AM   Edit   Profile   Print Topic   Search Topic

Thought about one of those television call me I'm the lawyer that will get you $$$$?

mfitz804
Contributing Member
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*********

Staten Island, NY

Godzilla the Thread Killa
Sep 20th, 2017 10:29 AM   Edit   Profile   Print Topic   Search Topic

I'd send an investigator to confirm the coverage with the friend. It would cost a couple bucks but might accelerate the process.

Re: the rental car and everything else, if you pay out of pocket, keep your receipt. If you can't get them paid for up front, they are still items of damage you can claim later.

jay1vinton

Hawaii, USA

Perfect is the enemy of good enough
Sep 21st, 2017 03:59 PM   Edit   Profile   Print Topic   Search Topic

I'm just coming across this.. Get well soon and I hope all is well. Those bugs can be a trap or they can save one.

My first wife slid down a 30 foot or so cliff on the snowed in road to Bremerton, Washington in a 70. They pulled her, my infant son, out without a scratch. We kept it and put two new passenger fenders on it and drove it another 10 yrs. till we sold it in Texas.

Again, get well soon, it's about you at this point.

Previous 20 Messages  

FDP Forum / Moe's Tavern (_8^(I) / Gnarly Crash in my VW Bug




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